Campus Life: AAA Study Guide for College-Bound Teens

What undergrads should know before leaving home

Campus Life: AAA Study Guide for College-Bound Teens

What undergrads should know before leaving home
 

Phoenix, Aug. 7, 2013. As the fall semester nears, many families are prepping new undergrads for life away from home. AAA knows this can be overwhelming for families and wants to help parents prepare teens before they drive off to the dorms.

“For many young adults, this is the first time they must take care of themselves, their property and cars on their own,” said Brad Oltmans, vice president of insurance for AAA Arizona. “As a source for insurance and automotive information, AAA wants to help parents ensure their teens know how to do these things.”

Before leaving for school, AAA urges parents and co-eds to review these three key things:

Protect home and property

With laptops, tablets, Smartphones and other personal effects, today’s college student can easily have more than $10,000 worth of property in their dorm room or apartments. AAA Insurance experts recommend investing in a renter’s insurance policy to safeguard property.

  • A renter’s policy protects property and provides liability coverage. The property owner will have insurance that covers the dwelling itself.
  • Renter’s policies are relatively inexpensive, starting from the low-$100 range annually. Some housing may require tenants to have proof of renter’s insurance before allowing the tenant to move in.
  • Students whose parents’ address is their primary residence may be covered under their parents’ homeowner’s policy. However, a renter’s policy can help avoid the need to place a claim on a homeowner’s policies.

Maintain your vehicle

Teens’ vehicles often are maintained by someone else while they are living at home. Refresh basic maintenance steps to help newly independent students preserve their vehicle and avoid expensive repair bills:

  • Ensure your teen knows how to check tire pressure, inflate tires to their proper levels, inspect tread depth, and identify other abnormalities that signal a need for tire replacement.
  • Review the owner’s manual and show teens where the recommended maintenance schedule is in the book. Explain the importance of preventative maintenance and ensure they understand how to track the maintenance schedule.
  • Find an honest and reliable auto repair shop near campus, such as a AAA Owned or Approved Auto Repair facility. If possible, visit the shop and introduce your teen so they are comfortable coming to them with a repair or emergency.

 

Prepare for roadside emergencies

It’s crucial for teens to be prepared in the event of a breakdown or other roadside emergency, as they may not be able to call home for help. Ensuring teens have a roadside provider, such as AAA, will give parents with peace of mind and teens with benefits including:

  • Reliable emergency roadside service that follows them, regardless of who they are driving or riding with. Services include towing, mobile battery jump or replacement, tire changes and lockout service. Unlike other providers, members do not have to pay for services and receive reimbursement later – they are included with membership!
  • Access to automotive and renter’s insurance planning through dedicated insurance agents at AAA offices, over the phone or online as well as discounts on premiums.
  • Discounts at more than 160,000 locations around the world. On average, members save more than $100 a year, which can help students on a tight college budget.

Members can also download the free AAA Mobile app to summon roadside assistance find discounts, and manage their insurance policies.

AAA is there when you need us most. For more information, visit AAA.com.

AAA Arizona, the Arizona affiliate of AAA, provides automotive, insurance and auto travel services to more than 840,000 Arizona members. Annually, AAA’s Roadside Assistance responds to more than 450,000 calls for help on Arizona roadways. The auto club also provides insurance, travel, auto repair, discounts and financial services to AAA members. Since its founding in 1927, AAA Arizona has been a leading advocate for the safety and security of all travelers.