What is the Accident Medical Plan?
The Accident Medical Plan reimburses medical expenses for care and treatment of an accidental bodily injury for members engaged in a wide variety of travel and sporting activities.
- AAA Rate: $7 per year, per member
- Guaranteed acceptance
- No medical exam
- No health questions
What activities are covered?
- Driving or riding in a private passenger automobile
- Driving or riding on a private passenger motorcycle
- Driving or riding in a golf cart
- Accidents while riding as a passenger on a common carrier such as a boat or airplane
- Accidents while non-commercial fishing or boating, water skiing, snow skiing, or ice skating
- Accidents while swimming at a public beach or pool with a lifeguard on duty
What are the benefits for covered activities?
- Pays $5,000 Accidental Death and up to $5,000 Dismemberment. The amount payable for dismemberment varies based on the injury suffered.
- Pays an additional $2,500 Accidental Death when wearing a seat belt in a private passenger automobile accident.
- Pays an additional $2,500 Accidental Death when protected by an air bag in a private passenger automobile accident.
- Pays up to $2,500 to reimburse necessary home and vehicle modifications.
- Pays up to $1,200 to reimburse covered medical expenses.
What are the types of medical expenses covered?
They include, but are not limited to: emergency room, hospital room, prescription drugs, x-rays and diagnostics, ambulance, physical therapy, medical equipment rental, casts and splints, and dental work due to bodily injury.
For additional details:
- Review a copy of the insurance certificate (with how to file a claim on the last page)
- Review a copy of the brochure (with Coverage Activation Form)
If the language on this page differs from what is on the policy, the language on the policy will govern.
How To Enroll
Call 1-800-352-5382 (select option 3, then 5)
Speak with an expert by stopping by your local AAA office.
Mail the Coverage Activation Form and premium to:
P.O. Box 10370
Phoenix, AZ 85064-0370