What is the Accident Medical Plan?

The Accident Medical Plan reimburses medical expenses for care and treatment of an accidental bodily injury for members engaged in a wide variety of travel and sporting activities.

  • AAA Rate: $7 per year per member
  • Guaranteed Acceptance
  • No Medical Exam
  • No Health Questions

What activities are covered?

  • Driving or riding in a private passenger automobile
  • Driving or riding on a private passenger motorcycle
  • Driving or riding in a golf cart
  • Accidents while riding as a passenger on a common carrier such as a boat or airplane
  • Accidents while non-commercial fishing or boating, water skiing, snow skiing, or Ice skating
  • Accidents while swimming at a public beach or pool with a lifeguard on duty

What are the benefits for covered activities?

  • Pays $5,000 Accidental Death and up to $5,000 Dismemberment. The amount payable for dismemberment varies based on the injury suffered.
  • Pays an additional $2,500 Accidental Death when wearing a seat belt in a private passenger automobile accident
  • Pays an additional $2,500 Accidental Death when protected by an air bag in a private passenger automobile accident
  • Pays up to $2,500 to reimburse necessary home and vehicle modifications
  • Pays up to $1,200 to reimburse covered medical expenses

What are the types of medical expenses covered?
They include, but are not limited to: Emergency Room, Hospital Room, Prescription Drugs, X-rays and Diagnostics, Ambulance, Physical Therapy, Medical Equipment Rental, Casts and Splints, and Dental Work due to Bodily Injury.

How do you enroll?

There are three easy ways to enroll:

  1. Call 1-800-352-5382 (select option 3, then 5)
  2. Stop by your local AAA office
  3. Mail the Coverage Activation form and premium to:
    AAA Arizona
    Dept. 510
    2375 E. Camelback Rd., Suite 500
    Phoenix, AZ 85016

For additional details:

If the language on this page differs from what is on the policy, the language on the policy will govern.