AAA Auto Finance

Fast, Financing Options to Help You Save

When considering financing a new or used car, or even refinancing, rely on the company you already trust to offer low rates, expert advice and a fast credit decision.

Competitive Rates

The new AAA Auto Loan program, arranged through major financial institutions, gives you the benefit of low rates at competitive terms to fit your budget. What's more, if the rate changes between the time you apply for your loan and the time the loan is issued, you get the lower rate.

Extended Terms for Lower Payments

Our Auto loan program offers very competitive terms, so along with getting the right car, truck, or SUV, you’ll also get the right terms for your budget.

There's MORE!

  • Zero down payment programs
  • Flexible repayment terms


It's Easy to Apply

To get started, call toll-free 1-888-521-8830 or

Apply online

When I went to buy my car after my 3-year lease term was over, the dealer offered me a 14% interest rate, even though my wife and I have perfect credit. So we shopped around with online loan providers, with the lowest interest rate at 3.7%. Then I reached out to AAA, where I got a 2.3% interest rate! The whole process was fast and seamless. I couldn't be happier with AAA's car buying process!" — Todd Hartley


*All loans offered through AAA Arizona are provided by licensed credit unions and banks. Rates and terms subject to change without notice. Certain fees and restrictions may apply. Actual rate determined by individual credit worthiness. Example: 2.24% APR for 36 months results in payments of $28.74 per $1,000 borrowed for new and used 2010 - 2016 vehicles.