AAA Auto Finance

Save money and shop with confidence

AAA Auto Finance1 is a member benefit that can save you money on your car payment with low, member-exclusive rates on auto loans. AAA has partnered with Arizona State Credit Union who will work to find the loan that’s right for you. This means you get low rates and can get approved before you shop to give you a significant negotiating advantage. Don’t waste any more time researching – let AAA and Arizona State Credit Union help you today.

  • Loans for new or used cars
  • Person-to-person transactions
  • Refinancing
  • Lease buyouts
  • No lender fees

Call toll-free 1-888-521-8830 or apply online


AAA Member Exclusive Rates As Low As 2.40%

New Vehicles

Year APR2 rates as low as: Term
2012 & newer 2.40% 36 mos.
2012 & newer 2.50% 48 mos.
2012 & newer 2.65% 60 mos.
2012 & newer 2.90% 72 mos.
2012 & newer  & $15,000 minimum 3.40% 84 mos.

Used Vehicles

Year APR2 rates as low as: Term
2009, 2010 & 2011 2.40% 36 mos.
2009, 2010 & 2011 2.50% 48 mos.
2009, 2010 & 2011 2.65%  60 mos.
2009, 2010 & 2011 2.90% 72 mos.
2009, 2010 & 2011 &  $15,000 minimum 3.40% 84 mos.
2008 & older 2.65% 0 – 60 mos.

AAA can also assist you with finding a hassle-free price on a new or pre-owned vehicle. Click here for more information on AAA Car Buying service.

1. AAA Auto Finance services provided by Arizona State Credit Union. AAA and AAA Auto Finance are not affiliates of Arizona State Credit Union. Arizona State Credit Union is federally insured by the NCUA.
2. APR = Annual Percentage Rate. Rates include a .25% discount on auto loans with automatic payment deduction from an Arizona State Credit Union account; rates will be .25% higher on loans that do not meet this requirement. Subject to credit program guidelines.
See Lending Disclosure for details
Rates Effective 7/8/13
Note: Restrictions may apply for out-of-state purchases or refinances.
ALL LOANS SUBJECT TO CREDIT AND INCOME APPROVAL.